CD’s/ IRA’s

 

Certificates of Deposit

Certificates of Deposit are issued in terms of 6-months up to 60-months and may be tiered by time and amount and automatically renewable.

Individual Retirement Accounts

Citizens Savings Bank offers an 18-month variable rate IRA to help plan your retirement.
We offer both Traditional and Roth IRA’s.

Earnings Calculator

To assist you in determining how much interest is earned on a certificate of deposit, the CD calculator allows you the flexibility to input different terms and dollar amounts.

Please contact any of our branches for current interest rates.

Distribution Calculator

To assist you in determining how much the minimum amount the IRS requires you to withdraw starting the year you turn age 70-1/2, use the Distribution Calculator located below or on the Information Tab under Financial Calculators.

Please contact any of our branches for current interest rates.