Business and Agriculture Accounts

Citizens Savings Bank offers two business checking accounts with the service charges based on the
balances, the level of activity in the account and the products and service you choose to utilize.

Bankwise Small Business

With small businesses and farmers in mind, Citizens Savings Bank has created the BankWise Small Business account. The account is ideal for businesses and farms with limited activity and low minimum balances.

Bankwise Commercial

For customers with high volume activity including currency and coin, Citizens Savings Bank has the BankWise Commercial account. When the minimum balances are maintained, the monthly maintenance fee is waived.

Business Investor

Businesses can earn interest on excess funds with our business Money Market account. The BankWise Business Investor offers monthly interest while maintaining liquidity.


We offer E-Statements, which are an electronic version of your paper statements that are delivered to you through internet banking. You can print or download them to your computer for electronic storage.


Rec-Chek is a recording keeping system that provides a monthly report that reflects the monthly and year to date accumulated totals for each pre-selected income and expense category.