Online Banking

Privacy Policy

Your privacy is important to us and we make it our priority to protect it. Below is a copy of Citizens Savings Bank Privacy Policy.

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Brella

Brella is a fraud transaction alerting, balance monitoring and location mobile app. You can also use the app to block and unblock your card with our transaction control feature!

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Annual Credit Report

The law requires the major nationwide credit reporting companies – Equifax, Experion, and TransUnion – to give you a free copy of your credit report annually when you request it. Visit Annual Credit Report website or call 1-877-322-8228. You will need your name, address, social security number, and date of birth to verify your identity.

Identity Theft

If you believe you have been a victim of Identity theft, you may need to know what to do and what information you need. The Federal Trade Commission offers a website to assist you in reporting identity theft.

Consumer Protection Topics

The Federal Deposit Insurance Corporation offers valuable information for consumers to make decisions about their money and protect themselves against fraud. Visit Federal Deposit Insurance Corporation’s website to keep up to date on current topics.

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Lost/ Stolen Debit Cards/ Falcon

For lost or stolen Debit Cards outside normal bank business hours, contact Shazam directly at 1-800-383-8000.

Falcon is a system that monitors debit card transactions for potential fraud based on your personal spending habits/ trends.

Falcon Fraud Manager

Falcon is a system that monitors debit card transactions for potential fraud based on your personal spending habits/ trends. If a transaction is deemed suspicious, you will receive a call from a Falcon Fraud Specialist to verify the transaction. The call will come from a live person, never a recording, and they will never ask you for personal information. If you did not initiate the transaction, your debit card will be blocked before additional fraudulent transactions can take place. If you do not answer the call, a temporary block may be placed on your debit card.

How to be proactive using your debit card with Falcon Fraud Manager

  • Contact Citizens Savings Bank if you plan to travel out of state or country
  • Carry multiple forms of payment in the event your debit card is blocked due to
  • fraudulent activity
  • Don’t keep PIN information with you, tell anyone your PIN, or loan your card to
  • another individual
  • Report lost or stolen cards immediately
  • Never give your PIN over the phone especially mobile devices
  • Never respond to a link or phone number in an email message requesting
  • personal information
  • It’s important to keep your contact information current