Personal Checking

Features Include

• Make an unlimited number of deposits into your account and no limits on transactions.
• Paper statement and images of paid checks will carry a $2.50* monthly charge, however the fee will be waived if opt-in to e-statements.
• All service charges and paper statement fee are waived for anyone 65 years of age or older.
• An additional monthly fee will apply for each debit card.

*Service charges are subject to Iowa State sales tax.

When you sign up for our BankWise Ultimate Membership, you will receive all of the following services:

• BankWise Ultimate checking account
• BankWise Investor account or BankWise Saver account
• Unlimited check writing
• Free BankWise Ultimate checks

Additional Features Include

• No minimum balance requirements
• Unlimited Debit card use
• Wire Transfers
• Money Orders (3 per month)
• Photocopies
• Courtesy Printouts
• Statement Reconciliation Assistance
• Financial Counseling
• Notary Service
• Paper Statements with Images
• Faxes
• Counter Checks
• Telephone Transfers

All you can use for only $8.88 a month.

The BankWise Now account is an interest bearing checking account for individuals that maintain larger balances.

Features Include

• A minimum balance fee will be imposed every statement cycle for accounts that do not maintain a balance of $900.00.
• A per item fee is assessed for each debit transaction (withdrawal, paid check, automatic transfer, Automated Clearing House (ACH), or any payment made out the account).
  This per item fee will not apply if the daily balance requirement is met.
• The minimum balance, per item fee and paper statement fee will not be applied to individuals 65 years of age or older.
• Paper statement which includes images of deposit slips and paid checks will carry a $2.50* monthly charge; however fee will be waived if opt-in to e-statements.

*Service charges are subject to Iowa State sales tax.

We offer eStatements, which are an electronic version of your paper statements that are delivered through internet banking.

• You can print or download them to your computer for electronic storage.
• When you elect to receive eStatements, we will waive the $2.50* per month paper statement fee.
• To enroll, please sign up for internet banking and you will be able to select the accounts you would like to receive electronically.

*Service charges are subject to Iowa State sales tax.

We offer two convenient options for ordering checks:

1. Stop in at any of our three locations.
2. Call any of our three locations.