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Checking/Savings Accounts
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Checking & Savings Accounts
Citizens Savings Bank offers a variety of checking and savings products with the service charges based on the balances, the level of activity in the account and the products and service you choose to utilize. 
 
BankWise Small Business  
An account with the small business owner in mind.   If the account maintains an average balance of $500.00 during the monthly statement cycle, the $5.00 maintenance fee is waived.  During the statement cycle, the first 100 items* are at no charge.  Any items* over 100 will incur a fee of $.10 per item.   
 
BankWise Commercial 
An account for a larger business customers.  If the account maintains an average balance of $5,000.00 during the monthly statement cycle, the $10.00 maintenance fee is waived.  During the statement cycle, the first 200 items* are at no charge.  Any items* over 200 will incur a fee of $.10 per item.    
 
 
* Items include any deposits and other credits, checks paid and other debits, Automated Clearing House(ACH), and Deposited Items. 
 
 
 



FDIC
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