The BankWise Now account is an interest bearing checking account for individuals that maintain larger balances.
A minimum balance fee will be imposed every statement cycle for accounts that do not maintain a balance of $900.00.
A per item fee is assessed for each debit transaction (withdrawal, paid check, automatic transfer, Automated Clearing House (ACH), or any payment made out the account).
This per item fee will not apply if the daily balance requirement is met.
The minimum balance, per item fee and paper statement fee will not be applied to individuals 65 years of age or older.
Paper statement which includes images of deposit slips and paid checks will carry a $2.00* monthly charge; however fee will be waived if opt-in to e-statements.
*Service charges are subject to Iowa State sales tax.